Category Archives: life

Living on margin or living on the edge!

When it comes to finances our basic choices are living on margin or living on the edge!

Living on the edge

Living on the edge is exactly what it says – living on the edge of financial rule by spending 100 percent of you income. In edge living you are literally on the edge of a financial cliff many hundreds of metres high. You basically hand the control of you income to other people.

I don’t know about you, but I’ve found whenever I have handed control of my finances (like credit cards, hire purchase etc.) to other people the end result for me was financial pain! And that is Pain with a capital P!

living on edge 800

If you live on 100% of your income you are heading for a crash at some stage! Why? Because Life Circumstances change! You only need you income to reduce by 1% to be in the financial poo!

If you are living on 101%+ you are bound to have a financial crisis at some stage of your future life!

Living on margin

Living on margin means that you take control of your own finances and treat yourself like a business (you are God’s business!)

Instead of living on the cliff edge you erect a fence in off the edge and use that as a safety barrier for yourself and your family! If you do this then your children are far more likely to follow your lead and avoid the pitfalls of edge living.

living on marginB 800

But avoiding the pitfalls of edge living is only a passive role you play on margin living. You can take the margin and invest it in yourself and your family too! Know the ultimate margin percentage we should aim for is 10% if income. Some people have achieved a 90% margin (Mover Of Men & Mountains – R.G. Le Tourneau)!

I started out many years ago with ½% gifting towards myself. I also started out with ¼% towards Gifting towards other people! By following the two forms of giftings I increased my income, not in cash but in gifted goods and services and reduction in outgoings.

So I started on 50 cents and 5 cents per week in the first month. In the second month I went to $1 and 50 cents. In the third month I increased my gifting to $3 for myself and $1 to other people.

In the forth month it increased to $9 and $3 receptively. Yet I had no increase in income!

Each time my giftings increased it was because I had gotten rid of outside drains on my personal economy.

You know we all bitch and moan about how wasteful the governments are – “they should do this, or that or another. But really we are mostly hypocrites because we don’t do those things in our own governance!

Notice what happened in four months – I moved away from the edge of the cliff and out of the crazy (suicidal) money balance. After the first four months I started to seriously work on margin!

Over a period of time I actually became a financial advisor, working voluntarily as a budget advisor for a free budgeting service. However I noticed that I only brought people up to zero and then dropped them to descend into trouble again. So I asked God what the solution was and was gifted the Dynamic Budgeting System.

You see, the hardest step in the negative Budget is getting from negative five to negative four! This is pretty much universal in the world. Organisations like Alcoholics Anonymous say that we cannot get from negative five to negative four without outside help! And it is true!

However in my time as a budgeter I noticed that there is another barrier that is very difficult to cross as well. And that is the barrier between zero and one! If we don’t get into the positive we simply chance going up or down. So God gave my a system that starts building positive energy whilst we are still in debt to others.

Look at the chart below

credit debt chart

According to the free budgeting service the break even point for our clients was Zero/ Zero!

I don’t know about you, but to me that is a failure! To set the balance at zero/zero is just plain wrong spiritually. It is a totally passive aim. Nothing is ever achieved in our lives with passivity, even on the spiritual level..

Also there is the Great Asset Beginning Barrier to cross. Remember I talked about being unable to cross, from negative six to negative five? The only way to lift above zero is to build some assets, so what the Dynamic Budgeting Service(© reverend J’iam 1993) does is to start building the credit side (assets) immediately!

By the time the client reaches zero debt they have already accumulated assets that push them straight through the “no assets” barrier! Also the their break even point is dropped to negative 10 because we have 10 in assets to balance it! Metaphysically and spiritually this is very important because the law of having states, “They that have shall be given more, they that have not shall be taken away, even what they have!” Can you see the original source of the financial crisis?

See the chart below.

credit debt break even point chartA

Okay, at the yellow zero debt point we move into another stage of personal wealth creation – the wholistic stage of physical, metaphysical and spiritual actions. The WHOLISTIC stage is where spiritual solutions to economic problems comes in!

In the Bible it states, “And if a house be divided against itself, that house cannot stand” [Mark 3:25 King James Version].

Now that is written in the old “double negative” speak. If we change it to modern single positive speech we have, “A house United will always stand (win)” I was given Wholistic Accounting(© reverend j’iam) in 1988 and have been using it ever since.

That is about as far as I can go today without it getting mind-blowingly complex (for the Wholistic System, whilst fairly simple, is not linear in construction, but multi layered.)

I hope you have managed to get a grasp of the wholistic system to get you Health, Happiness, Peace, Prosperity, Love, Detachment and true freedom under the higher laws of the universe.

I have spent most of my adult life looking into wholistic wealth so that others don’t have too! If you want my help then simply email me.

What say we all die today?

My friends,

What say we all die today at the same time, world wide. Everyone of us! Not a single living soul remaining on earth!

Well, how would we feel? How would you feel? How would the good feel and how would the bad feel?

You see we are in a huge womb called earth, just waiting to be born into the next world and the first thing we have to do when we get there is to hand in a report on our lives! What have we done with it?

What did we do to help create a divine civilisation? What did we create as a legacy for our children, our grand children our great grand children? our friends, family and the world?

I know that we aren’t going to all die today, but many will! We can’t stop a bullet with our name on it! When our time is up, it is not a voluntary action on our part to decide to go or stay – we MUST GO! there is no choice in it for us!

You know I speak the truth. I have been over to the other side and returned to this world! That experience removed all fear of death and taught me that death from this world into the next is a reward for life, not a punishment!

But we do have to hand in a report to God in full 100% truthful mode. We cannot lie in the next world.

It is us, ourselves, who feel the hell of failure. It is not imposed on use by God. All our actions on earth are voluntary. If we decide to kill someone, that is voluntary. The spiritual returns for murder then applies to you. If you escape it all your life, you still have to answer for that murder. And there are no lawyers in Heaven!

Know EVERYONE goes to Heaven because the is no such place as hell. Hell is not a place, but a state of mind.  Heaven is being close to God, hell is being far from God! Does the Good man get closer to God than the murderer? I think so!

In this life we can get as close to God as we can in 70 short years. If we stay far from God we can still make it up in the next world but there is no Free-Will, so it takes so much longer!!

In this world we can enter heaven as close as we possibly can because we follow the rules, the discipleship, the methods of God here on earth. To the amount of love we create here on earth is the level at which we enter the next kingdom!

If we stray, delay, disobey then that is the level at which we enter the next kingdom. Yes, we may make it up in the next kingdom, but not voluntarily! It may take a million years to move the seventy years we could have done it  here on earth!

And we, not God, will be beating ourselves up with regret as we trudge our long path to the point where we should have entered Heaven!

When my father-in-law visited me from the next world I went back with him. He lived in a nice suburban house in a quiet valley in the dark. There were street lamps and every house was illuminated, but there was no sun, no moon only a cloudless night of brilliant stars! It was certainly not hell by any means,

But we both knew he was there until God called him to another level with the moon out all the time. First a quarter moon and then a half moon and then a three quarter moon and so forth. All these movements are in God’s hands in the next world.

Our regret on the other side is that all these movements are in our hands in this world!  We can land as close to God as we potentially can by using our life as a Love filled being, improving the world as best we can spiritually, metaphysically and physically!

For Heaven’s sake get a rocket up your backside, for you have no idea if you have 1,000 seconds, 1,000 minutes, 1,000 hours, 1,000 days or 1,000 weeks left here on earth! What say it is only 100 seconds left?

reverend master j’iam

700 needle in haystack

Life, Death and Synergy

When the owner, the captain and the ship work together as a unit, we are internally synegised, or united as the bible puts it. A man united will always win, a man disunited will always lose! The secret of life is to get the synergy going.

When I was younger I spent 6 months trying to destroy my ego because I’d read some bit of idiotic religious advice. In the end I just couldn’t do it, so I asked God WHY I couldn’t destroy my ego. And the answer was “Because I gave him to you to control your ship. You are the owner of the ship, he is the captain! Make peace with the captain and he will work for you as a good and faithful servant!”

So I approached the captain, apologised for trying to destroy him, told him that God had told me I was the owner of the ship, not the captain, and that he was the true captain of the ship. And that I would make the decisions where to go and he would take me there.

He was happy with that because the ego cannot make decisions! But he can do the job he was created for – his Beingness. And I can do mine!

We shook hands on the agreement and have worked together ever since, in harmony.

kindest regards,

May Love, Detachment, Health, Happiness, Peace, Success and Prosperity BE yours,

reverend master j’iam

035 life and death by j'iam