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Living on margin or living on the edge!

When it comes to finances our basic choices are living on margin or living on the edge!

Living on the edge

Living on the edge is exactly what it says – living on the edge of financial rule by spending 100 percent of you income. In edge living you are literally on the edge of a financial cliff many hundreds of metres high. You basically hand the control of you income to other people.

I don’t know about you, but I’ve found whenever I have handed control of my finances (like credit cards, hire purchase etc.) to other people the end result for me was financial pain! And that is Pain with a capital P!

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If you live on 100% of your income you are heading for a crash at some stage! Why? Because Life Circumstances change! You only need you income to reduce by 1% to be in the financial poo!

If you are living on 101%+ you are bound to have a financial crisis at some stage of your future life!

Living on margin

Living on margin means that you take control of your own finances and treat yourself like a business (you are God’s business!)

Instead of living on the cliff edge you erect a fence in off the edge and use that as a safety barrier for yourself and your family! If you do this then your children are far more likely to follow your lead and avoid the pitfalls of edge living.

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But avoiding the pitfalls of edge living is only a passive role you play on margin living. You can take the margin and invest it in yourself and your family too! Know the ultimate margin percentage we should aim for is 10% if income. Some people have achieved a 90% margin (Mover Of Men & Mountains – R.G. Le Tourneau)!

I started out many years ago with ½% gifting towards myself. I also started out with ¼% towards Gifting towards other people! By following the two forms of giftings I increased my income, not in cash but in gifted goods and services and reduction in outgoings.

So I started on 50 cents and 5 cents per week in the first month. In the second month I went to $1 and 50 cents. In the third month I increased my gifting to $3 for myself and $1 to other people.

In the forth month it increased to $9 and $3 receptively. Yet I had no increase in income!

Each time my giftings increased it was because I had gotten rid of outside drains on my personal economy.

You know we all bitch and moan about how wasteful the governments are – “they should do this, or that or another. But really we are mostly hypocrites because we don’t do those things in our own governance!

Notice what happened in four months – I moved away from the edge of the cliff and out of the crazy (suicidal) money balance. After the first four months I started to seriously work on margin!

Over a period of time I actually became a financial advisor, working voluntarily as a budget advisor for a free budgeting service. However I noticed that I only brought people up to zero and then dropped them to descend into trouble again. So I asked God what the solution was and was gifted the Dynamic Budgeting System.

You see, the hardest step in the negative Budget is getting from negative five to negative four! This is pretty much universal in the world. Organisations like Alcoholics Anonymous say that we cannot get from negative five to negative four without outside help! And it is true!

However in my time as a budgeter I noticed that there is another barrier that is very difficult to cross as well. And that is the barrier between zero and one! If we don’t get into the positive we simply chance going up or down. So God gave my a system that starts building positive energy whilst we are still in debt to others.

Look at the chart below

credit debt chart

According to the free budgeting service the break even point for our clients was Zero/ Zero!

I don’t know about you, but to me that is a failure! To set the balance at zero/zero is just plain wrong spiritually. It is a totally passive aim. Nothing is ever achieved in our lives with passivity, even on the spiritual level..

Also there is the Great Asset Beginning Barrier to cross. Remember I talked about being unable to cross, from negative six to negative five? The only way to lift above zero is to build some assets, so what the Dynamic Budgeting Service(© reverend J’iam 1993) does is to start building the credit side (assets) immediately!

By the time the client reaches zero debt they have already accumulated assets that push them straight through the “no assets” barrier! Also the their break even point is dropped to negative 10 because we have 10 in assets to balance it! Metaphysically and spiritually this is very important because the law of having states, “They that have shall be given more, they that have not shall be taken away, even what they have!” Can you see the original source of the financial crisis?

See the chart below.

credit debt break even point chartA

Okay, at the yellow zero debt point we move into another stage of personal wealth creation – the wholistic stage of physical, metaphysical and spiritual actions. The WHOLISTIC stage is where spiritual solutions to economic problems comes in!

In the Bible it states, “And if a house be divided against itself, that house cannot stand” [Mark 3:25 King James Version].

Now that is written in the old “double negative” speak. If we change it to modern single positive speech we have, “A house United will always stand (win)” I was given Wholistic Accounting(© reverend j’iam) in 1988 and have been using it ever since.

That is about as far as I can go today without it getting mind-blowingly complex (for the Wholistic System, whilst fairly simple, is not linear in construction, but multi layered.)

I hope you have managed to get a grasp of the wholistic system to get you Health, Happiness, Peace, Prosperity, Love, Detachment and true freedom under the higher laws of the universe.

I have spent most of my adult life looking into wholistic wealth so that others don’t have too! If you want my help then simply email me.

The whole formula at last!

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For the longest time the world has been struggling to find a permanent path to Peace. And above are the wholistic – the spiritual, metaphysical and physical paths to Peace! We’ll start from the top and work down, as that is the empowering path…

“As above, so below” indicates that what God has, we have too – “Man is made in the image of God.”  God is Love, Peace and prosperity (peace without prosperity is a Chimera). So we have to develop these qualities within ourselves at the spiritual and metaphysical levels. When we do this, it starts reflecting in our personal (physical) lives and in the lives of others too, as we spiritually gift a part (10%) of our prosperity to help build up family, friends, neighbors etc.

With the above empowerment, peace becomes permanently possible, probable and then inevitable for us as individuals. As we succeed in this 3 step process we attract others to the “Path to Peace” and start duplicating ourselves! It is this duplicating process that makes peace probable and inevitable for the whole world! The duplicating path is an exponential path – 2, 4. 8, 16, 32, 64 etc.

rather than a linear one (1, 2, 3, 4, 5, 6…).

Only when 5% of the world’s population are wealthy(Peaceful and Prosperous) will we reach the critical “exploding point”, so peace and prosperity expands to 80% of the world’s population (read “the 100th monkey”) and a permanent peace becomes possible. This formula enables ordinary suppressed workers to expand spiritually, metaphysically and physically to take over the worlds assets and apply them in the right way to establish Permanent Peace!

And God’s tool in this process is the Wholistic Peace and Prosperity Network (sysnergy) or WPPN.

The world is changing rapidly. We can all see the conspiracies and corruption of the usurers. They think they are the winners but they live in an illusion, for God has decreed that Peace will reign on earth – soon. And who can resist God? Not me, not you, not the usurers either! Praised Be to God, the Eternal provider of Eternal Truth!

We have started the path to peace and it has been on earth since 1992. It will be a reality by 2032! So be one of the pioneers of peace and prosperity by joining WPPN!

Love, Health, Happiness, Peace, Success and Prosperity,

God be with us all,

reverend master j’iam

WPPN Website; http://jiamwppn.wix.com/jiamwppn

blog: http://peacemakermaster.wordpress.com/

email; reverendjiam@hotmail.com

skype; jiamwppn

 

 

Excellent as a screen saver to remind you of your spiritual affirmations!

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kirimete

kirimete

Merry Christmas One and All!!!

Do it, lose it!!!

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WARNING, WARNING, WARNING – Beware of vegetable vampires

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small steps make the longest journeys easy!

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A New Zealand (Aorearoa) greetings card for you to use

 

 

 

This is a card I made at the beginning of the year. The original Picture is about 150 years old (really old for New Zealand, we are such a young country). You can use this by downloading it to your computer and sending it to friends with a message. Whilst the enhancement copyrights belongs to me you are free to use this card for any non commercial purposes (don’t on-sell  it!). You can even put it on free to others clipart sights with my permission (please let me know you are doing that – just a courtesy). ENJOY

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Another Christmas card for you.

I found this one last week and thought it matched the one I put up in the last post, even though today’s original is Russian and the other one is German. This one was easier to restore as it was less faded, spotty and torn. Once again I gift it to you to use in any non-commercial way, just don’t remove the copyright please, as I have invested time, effort and skill into this picture. If you want an original card they are available on the internet. I am also setting up a business that will be selling a large format variety plus hardcopy prints in the future. 

These two pictures go well together i feel. Enjoy! J’iam

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A Christmas card for you to use!

Christmas is fast approaching, so I’d like to gift you something to make life a little easier – a Christmas card you can send out to friends and relatives by email! Simply download this card and save to your computer, then attach to an email Christmas list!

So Please accept this gift from me to you. 

The original was a Victorian card in a bad way that I fixed up, recoloured and enhanced, which is why i have put my copyright on the card. Please feel free to use this card for any non-commercial purposes. If you own a free picture site you can use it for that too, just don’t remove my copyright marks please (also it would be nice to receive an email acknowledging that you are using it for this purpose – I have other pictures you can use as well)     ENJOY!!!

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